
VA LOANS
Discover the Benefits of VA Loans: A Guide to Home Financing for Veterans and Military Personnel

Down Payment
0 %
VA funding fee
may apply
Minimum Credit Score
620 OR Lower
Call for exceptions
Maximum Loan Amount
$ 424,100
For most FL single family homes
Seller Contributions
6 %
% of price depends
on LTV
DTI MAX
50 % OR HIGHER
Call for eligibly
specification
Loan Options
We love Vet’s and so does our VA Loan Program! If you are interested in this loan, let us start by thanking you for your service.
This is the best loan possible, but you can get it only if you are a Veteran or surviving spouse. These loans are backed by VA, which makes it risk free for the bank, hence VA loan guidelines tend to be more lenient. There is usually VA funding fee that can be financed into the loan amount. When you are applying for this loan besides regular paperwork your lender will ask for the Certificate of Eligibility (COE). Usually, the process goes smooth but might take a bit longer than for conventional loan.
Features of VA loans:
- 0% Down payment
- No PMI
- Lower interest rate
- Flexible underwriting
- Closing costs are usually lower
- Only for primary residence
- No prepayment penalty